Digital Assets Masterclass: Investment, Allocation, Distribution & Legacy - Nov 2026

Program Overview

Digital assets are no longer a fringe topic. More clients in Singapore are increasingly exposed to cryptocurrencies, stablecoins, and tokenised products. For financial planners, the challenge is no longer simply understanding what they are, but how to advise clients responsibly across the entire lifecycle from investment suitability to succession planning.

This 1-day course equips planners with practical confidence in advising clients who hold or are considering digital assets. Rather than a technical blockchain course, it focuses on real client needs, advisory relevance, and the practical issues of wealth transfer and risk management in Singapore.

Course Objectives

• Build a practical understanding of digital assets and their relevance to financial planning
• Distinguish between different categories of digital assets and the risks they present
• Understand how crypto assets may be viewed as investments or speculative alternatives
• Compare exposure types: direct ownership, exchange-held, fund exposure, and tokenised products
• Recognise the importance of custody, access control, and operational risk
• Identify advisory considerations relating to suitability, disclosure, and conduct
• Understand how digital assets affect incapacity planning, estate administration, and trusts
• Apply a client-centric advisory framework for escalation and appropriateness

What You Will Learn

1. Digital Asset Fundamentals

• Understanding cryptocurrencies, stablecoins, and tokenised products
• Distinguishing categories by purpose, structure, and risk
• Financial planning relevance: why this matters to your clients today

2. Investment and Portfolio Strategy

• Assessing crypto assets as investments vs speculative alternatives
• Portfolio construction and allocation discussions
• Risk-adjusted views of digital asset exposure

3. Custody and Operational Risk

• Direct wallet ownership vs exchange-based vs fund exposure
• Custody models and recovery planning
• Operational risks: access, weak controls, and recoverability

4. Advisory, Incapacity and Legacy

• Identifying planning issues during mental incapacity or death
• Estate and trust planning tools for digital assets
• Intergenerational wealth transfer strategies
• Best practices in documenting and organising digital access

Upon Completion, You Will Be Able To

• Explain digital assets in clear, client-friendly language
• Identify main custody models and their associated operational risks
• Apply a practical framework to assess suitability for different client types
• Recognise key client advisory issues: disclosures, conduct, and risk communication
• Utilize trusts and succession tools in relation to digital assets

Who Should Attend

Financial Planners

Training Hours

1-Day Course - 7 Supplementary (Non-Core) CPD Hours

Course Fee

S$1,000 per participant. Use promo code DAM300 for a S$300 promotional discount, bringing the fee to S$700, subject to the offer terms.

Funding

This course is recognised under the Financial Training Scheme (FTS) and is eligible for FTS claims subject to all eligibility criteria being met. The FTS provides up to 70% course fee subsidy support for direct training costs subject to a cap of S$500 per candidate per course.

Find out more on www.ibf.org.sg