Your Journey to CFP® CertificationStarts Here
Achieve the globally recognized CFP® certification through Singapore's most established training partner.
Globally Recognized
FPSB-accredited certification opens doors worldwide
Proven Track Record
Financial-planning education in Singapore since 1999
Career Advancement
Career-relevant knowledge for professional advisory roles
The Global Gold Standard
Why CFP® Certification?
CFP® certification is the most recognized and respected financial planning credential worldwide. It represents the highest standard of competence, ethics, and professionalism in the industry.
Global Recognition
CFP® certification is recognized in 27 territories worldwide. Open doors to international career opportunities and work with clients across borders.
Professional Development
Build structured financial-planning knowledge that can support your professional development and client conversations. Individual career outcomes vary.
Client Trust & Credibility
Clients actively seek CFP® professionals. The designation signals competence, ethical standards, and commitment to their best interests.
Comprehensive Expertise
Master all aspects of financial planning: insurance, investments, tax, retirement, and estate planning. Become the holistic advisor clients need.
Ethical Standards
CFP® certification requires adherence to strict ethical standards and fiduciary duty. Build a practice based on integrity and client-first principles.
Career Flexibility
Work in banks, insurance firms, advisory practices, or start your own financial planning business. CFP® certification opens multiple career paths.
Why Study with Financial Perspectives?
CFP® Certified Lecturers
You will have access to an experienced and motivated team of CFP® certified lecturers who are also industry veterans and leaders.
Learning Tools
Time-tested in-house comprehensive learning tools – Our in-house study materials have been specially developed to complement the FPAS guidebooks issued by the association
Practice Mock Exam Questions
Over 2,000 online practice mock exam questions to prepare for the CFP® exam through our online Learning Management System (LMS)
e-Learning Courseware
You will have access to our interactive e-learning courseware to support reverse classroom and flexible learning options
FP Alumni
You will be part of an exclusive alumnus, and gain access to our regular alumni meetings to be informed of the latest developments in the practice
Mentoring and Coaching
You will have access to personal mentoring and coaching with our lecturers
The Value and Benefits of CFP® Certification
By completing internationally recognised initial and ongoing CFP® certification requirements, a CERTIFIED FINANCIAL PLANNER™ professional demonstrates to clients and potential clients a commitment to professionalism and that they have met rigorous competency, ethics and professional practice standards to provide comprehensive financial planning services.
CFP® certification benefits a variety of stakeholders. Learn how each group values CFP® certification by clicking on the tabs below.
Satisfied, Confident, Knowledgeable and Successful at Sticking to Strategies
CERTIFIED FINANCIAL PLANNER™ professionals are trusted financial professionals who work with individuals and families to review all aspects of their financial affairs and recommend practical, easy-to-understand solutions for every life stage. FPSB's research with more than 19,000 consumers worldwide showed:
- Those who work with a CERTIFIED FINANCIAL PLANNER™ professional feel more strongly confident about their financial situation than those managing their own finances or working with a different type of financial adviser.
- Consumers who have a written, comprehensive plan are nearly three times more likely to feel strongly confident about achieving their life goals.
Life's Better with a CERTIFIED FINANCIAL PLANNER™ Professional
When seeking objective, expert and trusted financial planning advice, consumers can look to the CFP® certification marks – CERTIFIED FINANCIAL PLANNER™ professionals have agreed to adhere to a rigorous Code of Ethics and Professional Responsibility that requires them to place clients' interests ahead of their own. Consumers gave CFP® professionals high marks on:
- Honesty and integrity
- Placing client's interests first
- Understanding client's needs and goals
- Explaining financial matters in simple terms
Source: FPSB
Your Progressive Journey
The CFP® Certification Pathway
A structured, progressive pathway from foundation to professional. Each level builds upon the previous, ensuring comprehensive mastery of financial planning.
AFPCM - Associate Financial Planner Programme (IBF Level 1)
Introductory level certification obtained after successful completion of the Associate Financial Planner Programme (IBF Level 1). It certifies that you are competent to recommend general financial planning strategies and advise on the selection and use of appropriate financial products.
Entry Requirements
- Minimum diploma in any discipline
- FPAS student membership
- Pass FPAS Certification exam
Key Topics Covered
- Financial Planning Process & Cash Management
- Time Value of Money & Business Statistics
- Basic Investment Concepts & Economic Structure
- Investment Planning Products
- Retirement Planning Basics
- Risk Management and Insurance Planning
- Income Tax and Estate Planning
- Code of Ethics and Regulatory Controls
What You'll Achieve
- Understand financial planning principles
- Perform basic needs analysis
- Recommend suitable financial products
- Comply with regulatory requirements
Comprehensive Curriculum
What You'll Master
Six comprehensive modules covering every aspect of financial planning. From insurance to investments, tax to estate planning—master it all.
Examination Format
Each module concludes with a comprehensive examination testing your understanding and application of financial planning concepts. Our exams ensure you can apply knowledge in real-world scenarios through rigorous assessment.
M6: Written exam
M6: 3.5 hours
Start Your Journey
Enrollment Criteria & Procedures
Everything you need to know to apply for the CFP® Certification Education Program.
Enrollment Criteria
Applicants who wish to apply for the CFP® Certification Education Program must fulfill the following criteria:
- Academic QualificationGCE 'A' Level Certificate (i.e. 2 'A's and 2 'O's), or Diploma
- — OR —
- Work ExperienceMinimum 3 years of working experience in any profession
Enrollment Procedures
Important Notes
- •Upon registration of the program and receipt of course fees payment, FPAS will contact the candidate to register and make exam fee payment directly to the FPAS.
- •Course fees are paid to FP, while exam fees are paid directly to FPAS.
- •Candidates must maintain valid and active certification with FPAS to register for and sit the examinations.
| Module | Fee Breakdown |
|---|---|
| Associate Financial Planner Programme (IBF Level 1) | Course Fee to be paid to FP:$900 (no GST) Exam Fees to be paid to FPAS:$381.50 including GST(applies to New Student registration. Subsequent M1 exam fee (upon retake) is $272.50) |
| Module 2 - 5 | Course Fee to be paid to FP:$900 (no GST) Exam Fees to be paid to FPAS:$272.50 including GST |
| Module 6 | Course Fee to be paid to FP:$900 (no GST) Exam Fees to be paid to FPAS:$381.50 including GST |
If this is your first time signing up for the CFP® Certification Education Program, please fill up the CFP® Course Registration Form and submit the following documents online:
- Local Students: NRIC or Passport identification
Foreign Students: Employment Pass or Student Pass
Employer-sponsored candidates: Letter of Support from your company - Business card or Staff pass (if available)
- Student metric card/ entry confirmation letter (for Tertiary Students)
- Certificate of highest academic level attained (i.e. Degree/ Diploma)
- Exemption Letter issued by FPAS for module(s) granted exemption (if applicable)
- All our study materials will be available online via the LMS (e-learning portal). You do not need to come to our office. Course fee payment can be made online via PayNow UEN (199604795C). Please refer to the enrolment terms and conditions found in the course registration acknowledgement email we sent to you. Your course registration is only confirmed upon receipt of payment.
Expert Instructors
Learn from the Best
Our trainers aren't just educators—they're seasoned CFP® professionals with decades of real-world experience in wealth management, financial planning, and advisory services.
Ronald Wong
TEP, MBA, CFP, ChFC, ChMA, AEPP
INSTRUCTOR FOR CFP AND CPD PROGRAMS (MFA)
Ronald is Managing Director of Financial Perspectives. His consulting and teaching experience spans personal financial planning, business owners, high-net-worth clients, and family wealth and legacy planning. He develops professional curricula and teaches business and finance subjects for financial institutions and universities. He holds an MBA from the University of Birmingham and is a registered Trust and Estate Practitioner with STEP.
View ProfileAaron Graham Tay
CFA®, CFP®, TEP®
INSTRUCTOR FOR CFP PROGRAM
Aaron is a senior wealth adviser and team director with more than 20 years of wealth-management experience. He advises individuals, families, professionals and business owners across investment management, retirement, insurance, estate and legacy planning. His approach combines disciplined investing with holistic financial planning and stewardship across generations.
View ProfileDaniel Tan
CFP® Professional
INSTRUCTOR FOR CFP PROGRAM
Senior trainer with extensive experience in financial planning and advisory.
Why Our Trainers Make the Difference
Practitioner Experience
All our trainers have held senior positions in wealth management, private banking, or financial advisory—they've lived what they teach.
Real-World Case Studies
Learn through actual client scenarios and market situations our trainers have navigated in their careers.
Industry Connections
Benefit from your trainers' extensive networks and insights into career opportunities and industry trends.
Mentorship Approach
More than instructors, our trainers serve as mentors who guide your professional development beyond the classroom.
Transparent Pricing
Course Fees & Funding
Eligible candidates may receive 50% or 70% IBF-STS funding. The prices below show the maximum 70% funding level.
AFPCM
3-6 months
- 1 comprehensive module
- All study materials included
- in-person, synchronous and asynchronous e-learning
- Practice exams & support
- SkillsFuture Credit and UTAP funding available
AWPCM
6-9 months
- 3 comprehensive modules(Complete AFP Certification + CFP Module 4 and 5)
- All study materials included
- in-person, synchronous and asynchronous e-learning
- Practice exams & support
- SkillsFuture Credit and UTAP funding available
CFP®
9-12 months
- 6 comprehensive modules
- All study materials included
- in-person, synchronous and asynchronous e-learning
- Practice exams & support
- SkillsFuture Credit and UTAP funding available
Funding
This course has been accredited under the Skills Framework for Financial Services and is eligible for funding under the IBF Standards Training Scheme (IBF-STS), subject to all eligibility criteria being met. Participants are advised to assess the suitability of the course and its relevance to his/her business activities or job roles.
Eligible Singapore Citizens below 40 and Permanent Residents may receive 50% funding. Eligible Singapore Citizens aged 40 and above may receive 70% funding. Funding is capped at S$3,000 per participant per course and is subject to IBF-STS eligibility criteria. Find out more on www.ibf.org.sg.
Payment Options
- Pay by module: Spread costs across modules
- Individual sponsorship: Employer payment arrangements
Plan Your Course Investment
Compare the published course fees, study formats, and available funding support before deciding which pathway fits your goals and circumstances.
Need help calculating your investment or checking funding eligibility?
Got Questions?
Frequently Asked Questions
Find answers to common questions about CFP® certification, enrollment, exams, and more.
Still Have Questions?
Our course advisors are here to help. Get personalized guidance on eligibility, funding, course selection, and your career goals.
Ready to Start Your Transformation?
Build your financial-planning knowledge through a structured CFP® certification pathway. Your next step towards becoming a globally recognised financial planner starts here.
- Global gold standard certification
- Up to 70% IBF funding available
- Expert trainers with 25+ years experience
Need Guidance First?
Not sure which level to start at? Have questions about funding or eligibility? Our course advisors are here to help you make the right decision for your career.
Schedule a Free ConsultationRecognized by Institute of Banking & Finance
Official CFP® certification partner
Singapore CFP® education pioneer since 1999